Awkward/Awesome Moments in Health Insurance

In April, I had the fun task of applying for health insurance to cover me until Will and I are married. I had pretty ace insurance at the old company, so this was… startling, frustrating, rage-inducing… not fun.

I finally got coverage, but not before the steam stopped billowing from my ears. I do a lot of my  ”health care management” online, so I set up a user name and password on the new company’s website. In so doing, I got the opportunity to select my own “secret question” – those bits of trivia they ask you to verify identity should you forget your username and password.

I selected “What do you really think of all these health insurance people?“, answered it, and went on with my life.

Fast forward to August and I’m having the worst psoriasis situation of my entire life. I seriously gasped – aloud – when I caught my reflection post-shower. My back looks like crazy-town. And I itch. A lot. Time to see a dermatologist.

I head to my insurance website to log on and find a trusty derm in my “Choice Plus Network”.

But I’d forgotten my password.

And the answer to the snarky question above.

I had to call the insurance company’s helpline and speak to someone. Someone who could see the answer to said snarky question.

Light Blue Ricrac 2

{a reenactment}

Lady: What do you think of all these health insurance… oh…

Me: (small voice) I’m sorry…

Lady: Do you know what the answer is?

Me: (smaller voice) Well, I know it’s not “dicks” or “as*holes”…

Lady: Well, I can’t tell you the answer but I can help you reset the question. Lots of people use their mother’s maiden names…*

Light Blue Ricrac 2

Luckily, the lady with whom I spoke thought the whole situation was kind of amusing. She got a good laugh out of my discomfort and assured me she wasn’t offended. She has to have seen worse, right?

Now, I have an appointment to see a Dermatologist and find out why my skin is being evil. Win, win.

* I did not use this. So please don’t try to creep on my health insurance.

21. August 2012 by Helena
Categories: Other Things | Tags: , | 6 comments

Comments (6)

  1. Truly laughed out loud at this! And I share you loathing of health insurance companies both as a patient and a chiro…they suck!

  2. Oh, dear. I can totally see myself doing this, too.

  3. Hilarious. It reminds me of the time in 6th grade I wrote “Read some story” in my assignment notebook. I subsequently did not read said story and the next day my teacher asked to see my assignment notebook to see whether I’d written it down or not (they were very married to the assignment notebook then). I showed her. Then I died.

  4. You are awesome Helena!!!

  5. bwahahahaha. Oh dear. This is totally something I would do, too, I put my foot in my mouth more times than I care to share.

  6. ahaahha…. didn’t see this the other day but too funny!

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